Simplicity is a credit insurance solution that protects small businesses against the risks of bad debt.

Quickly, simply and affordably so you can grow with confidence

  • easy-to-understand fixed pricing
  • easy to administer
  • immediately protecting your accounts receivables against nonpayment
  • the power of Euler Hermes' global team of risk experts

Watch how it works:

  • Safer business growth

Credit insurance gives you the confidence to expand your sales to new and existing customers and markets. It also enables you to sell on open account terms, which can be a major competitive advantage, especially for exporters.

  • Thorough customer insights

Our knowledge helps you pick the right customers and make the best decisions for your business. We tell you everything you need to know about existing, and potential customers as well your marketplace to grow with confidence. Our risk information database is a valuable support to your in-house credit management.

  • Optimised risk management

With a credit insurance policy, you can better control and protect against bad-debt losses. You can minimize your risk when exploring and developing new markets. Credit insurance also gives you the reassurance that your invoices will be paid even if your customers default, which is critical to protecting your cash flows.

  • Better borrowing and financing options

Your business can secure better borrowing terms with the security that credit insurance provides. In some cases, your bank or lender may actually require credit insurance in order to qualify for a loan.

We are the world’s leading provider of trade-related insurance solutions. With over 100 years of experience, we have earned the trust of our clients around the world. We use our knowledge, our hunger to serve and our energy to help you reach new heights and navigate the changing economic climate. 

We are rated ‘AA‘ by Standard & Poor’s Rating Services.

We are backed by Allianz, one of the world’s leading financial services providers.

• We have debt collections as part of the service at any market, time zone, language, legal system

• We have 1,500 risk experts in 200 countries dedicated to protect your business

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