Credit Intelligence
Credit Intelligence is key to ensuring your business makes the most of profitable business relationships and to safeguarding it against customers who cannot pay. Reliable credit intelligence can make the difference between business success and failure.
Information quality is the real difference you gain by using Euler Hermes. It sets us apart as the world's leading credit insurer.
This difference has been created over many years of industry leading experience. It also comes through our strategy of being close to your customers, through our 9 regional offices in the UK and Euler Hermes’ international network of trade and country specialists.
It delivers an enhanced understanding of your customers that is based on information gained outside your own commercial relationship.
Our clients know that in Euler Hermes they have a business critical information partner and insurance provider with one of the most extensive business information networks in the world.
The Key is Quality Information
Credit information is only as good as the quality of the underlying data and analysis. At Euler Hermes we make huge investments in collecting proprietary information and generating knowledge of our clients’ customers. Our unique intelligence systems distinguish us from other credit insurers and information companies – helping you avoid the risks of customers whose financial health may be deteriorating and focus your sales efforts on quality prospects.
When it comes to alerting your business to changes in risk or potential bad debt, the best quality information will prove its worth time and time again.
Credit Opinions
Under the terms of your Euler Hermes policy you will need to be able to justify trading below your Discretionary Limit.
For this, you will require credit opinions from an approved source. But be warned: not all credit opinions are equal. In terms of credibility and quality, opinions from different sources can vary enormously. For this reason we strongly recommend use of Euler Hermes own credit opinion services – Credit Intelligence Opinions - which draw on our unrivalled global risk information and risk office network.
Available exclusively to our clients, these services enable you to take informed decisions on whether to trade below the Discretionary Limit within your credit insurance policy and to gauge the creditworthiness of your smaller customers and prospective customers.
Links
Euler Hermes Group
