What happens next?
We will start to work on your collection case immediately. Our administration team will analyse your case and ensure we have all the information we need.
If any information is missing, we will contact you via email and give you exact details of how to update or validate your documentation. Ideally, your documents will include all relevant invoices and evidence of communication between you and your customer proving their commitment to pay for the goods or services you supplied. The more evidence you provide, the quicker we can process your case.
We then create a collection file and the case is assigned to a specialist debt collector. They will contact your customer by post (and email if you have provided it) and request payment.
Your collector will make their first call within 24 hours of the debt creation.
If they manage to make contact, they will start negotiating with your customer to try to get the full payment on the day. If your customer offers a repayment plan, your collector will contact you before accepting it. Your collector will always negotiate the offer with the customer and not just accept the first offer.
If your customer raised a dispute, we will inform you, try to isolate the dispute and continue to collect the undisputed element.
After 30 days, if we have been unable to secure payment, then the case will be passed to our Claims Team and we may escalate to an external lawyer and instigate legal action if appropriate.
For more information on this stage of the case, please read our guide How to submit a claim.