Make trading easier, improve profitability and expand your business

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What is Simplicity?

If you’re concerned about bad debts holding your business back, peace of mind is a step away.  
Simplicity is designed to cut the time you spend managing customer debts so that you can focus on what you do best: building the business.

How does it work?

Check out what’s covered
Simplicity is available in the UK and 25 other countries; for debts of over £200 with payment terms of 90 days after invoice date.

Select your annual turnover
Use our calculator to decide the maximum amount you could claim in the year and for each customer.

See your monthly premium

The amount covers 60% of any debt up to the maximum claim per customer.  Remember there’s no excess on these policies.

Use the claim form
Claim within 30 days when your customer doesn’t pay or becomes insolvent.  We pay in 120 days if we can’t recover your money.

Increase your cover

Use our online grading service to help grow your business. Access information about opportunities and manage risk with confidence.

Receive automatic updates
Base your trading decisions on our unique predictive information if customer grades change.


Fixed fees make credit insurance easy to understand and manage. Use our predictive information to grow your business with confidence.


Our straightforward process makes it simple and easy to set up a policy. Then sell on open account terms to get ahead of the competition at home or in export markets.


Immediate cover will put your accounts receivable under control and protect your cash flow. Access more favourable terms from banks and other lenders.

To find out more about our services get in touch with us today

Get a free quote Call us: 0800 056 5452

As an entrepreneur you are constantly striving to build your business and you are always short of time. Every day you make decisions that combine chasing opportunities with managing risks. If a customer fails to pay the consequences can be serious – growth or even survival may be jeopardized. As a major player in trade credit insurance, bonding and fraud cover, we work closely with small and medium-sized companies that are investing for growth. We have listened to your needs and responded with insurance made the way you want it. Simplicity is trade credit insurance for entrepreneurs who want to manage risk professionally and grow their businesses with confidence.